From Worldpay solutions to FIS banking capabilities, find answers, ask questions, and connect with our community of developers.
cancel
Showing results for 
Search instead for 
Did you mean: 
Announcements
Welcome to the FIS Developer Community.

Card Network updates

Card Network updates

Major card brand EMV programs from Visa, MasterCard, Discover and American Express offer incentives for those merchants who upgrade to EMV chip-enabled terminals.

To encourage EMV adoption, Visa, MasterCard, Discover and American Express have each announced a waiver from annual PCI DSS validation. Contact Vantiv or your relationship manager for more information on the PCI DSS validation waiver.

› At least 75% of merchant’s transactions originate from dual interface chip terminals and are capable of processing end-to-end chip transactions

› The merchant has not been involved in a breach of cardholder data (merchants previously involved in a breach may qualify if they have completed subsequent PCI DSS validation)

› All merchants must continue to comply with PCI DSS

› Program enrollment is required.

› For MasterCard, “eligible” merchants are Level 1 and Level 2 merchants

MasterCard will allow for account data compromise relief › October 2013 if 75% of transactions initiated at EMV compliant terminals - 50% relief

› October 2015 if 95% of transactions initiated at EMV compliant terminals - 100% relief

Beginning October 2015, Visa, MasterCard, Discover and American Express will implement a liability shift for domestic and cross-border counterfeit transactions.

Visa

› October 2015 – Point-of-Sale liability for counterfeit fraud is assigned to party that is responsible for transaction not being done using EMV

› October 2017 – Automated Fuel Dispenser merchants have extended timeframe in consideration of cost/complexity

› October 2017 – ATM liability for counterfeit fraud is assigned to party that is responsible for transaction not being done using EMV

MasterCard

› April 2013 – International ATM liability shift based on hierarchy of which party has the most secure option enabled.

› October 2015 – Point-of-Sale counterfeit fraud liability is assigned based on hierarchy of which party has the most secure option enabled. Standard rules apply when both are equal.

› October 2016 – ATM Liability Shift

› October 2017 – Automated Fuel Dispenser Liability Shift

American Express

› October 2015 - Point-of-Sale counterfeit fraud liability is assigned based on hierarchy  of which party has the most secure option enabled.

› October 2017 - Automated Fuel Dispenser Liability Shift

Discover

› October 2015 - Point-of-Sale counterfeit fraud liability is assigned based on hierarchy of which party has the most secure option enabled.

› October 2017 - Automated Fuel Dispenser Liability Shift

Information related to liability shifts and PCI-DSS validation waiver is a summary and is subject to the appropriate network’s operating regulations.

Version history
Revision #:
1 of 1
Last update:
‎04-24-2016 08:58 PM
Updated by:
 
Contributors